Privacy Policy mbi98 — Your Data Protection

Mbi98 is fully committed to protecting the privacy and personal data of every member. This document transparently explains how we collect, use, and safeguard your information in accordance with the Personal Data Protection Act (PDPA) 2010.

Last Updated: 1 January 2026

Quick Summary: mbi98 only collects data that is strictly necessary for platform operations. We do not sell your data. All information is protected by high-grade encryption and is only accessible by authorised personnel. You have full rights to access, correct, or request deletion of your data.

1 Introduction & Scope of This Policy

This Privacy Policy ("Policy") is published by mbi98 ("Platform", "we") and applies to all individuals who access or use the mbi98.app website and all related services. This document outlines our practices regarding the collection, use, disclosure, and protection of your personal data.

Mbi98 operates in accordance with the provisions of Personal Data Protection Act 2010 (PDPA) Malaysia. We take our responsibilities as a data controller seriously and ensure every data handling process complies with applicable legal requirements.

By registering as an mbi98 member or continuing to use our platform, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the platform and contact us for further enquiries.

This Policy should be read together with Terms and Conditions and Responsible Gaming Policy mbi98 for a complete understanding.

2 Personal Data We Collect

Mbi98 collects personal data through several channels — directly from you during registration, through your use of the platform, and automatically via tracking technologies. The following are the categories of data we process:

Data Category Information Type Collection Method
Identity Full name, date of birth, identification card number Registration form, KYC
Relationship Email address, phone number, residential address Registration form, account profile
Finance Bank account number, deposit and withdrawal records Platform transactions, KYC verification
Technical IP address, device type, browser, operating system Automated system logs
Usage Game history, betting records, promotional preferences In-platform activity
Communications Support chat records, feedback Live Chat, support email

We do not collect sensitive data categories such as health information, political views, or religious beliefs unless specifically required by law or a relevant authority.

3 How We Use Your Data

The personal data we collect is used for legitimate, specified purposes. mbi98 will not use your data for any unrelated purpose without first obtaining your consent.

The purposes for which data is used include:

  • Platform Operations: Processing registrations, verifying identities, managing accounts, and facilitating financial transactions.
  • Security & Fraud Prevention: Detecting and preventing unauthorized access, money laundering, and fraudulent activity.
  • Legal Compliance: Fulfilling KYC requirements, financial reporting, and other compliance obligations.
  • Communications: Sending important account notices, security updates, and transaction information.
  • Customer Support: Handling inquiries, complaints, and technical support requests.
  • Service Improvement: Analyzing usage patterns to improve the platform experience.
  • Promotions and Marketing: Sending relevant offers and promotions — only where you have given your consent.

Important Note: You may withdraw consent for marketing communications at any time by contacting mbi98 customer support via Live Chat. Withdrawing this consent does not affect the processing of data required for your account operations.

4 Data Sharing & Disclosure

Mbi98 does not sell, rent, or disclose your personal data to third parties for their own marketing purposes. However, in certain limited circumstances, your data may be shared with the following parties:

  • Trusted Service Providers: Game software providers, payment processors, and technical infrastructure providers that help us operate the platform — subject to strict confidentiality agreements.
  • Regulatory Authority: Where required by Malaysian law, court order, or a valid request from the relevant government authority.
  • Financial Partners: Banking institutions and payment processors involved in facilitating your deposits and withdrawals — only the information necessary for those transactions.
  • Identity Verification Providers: Third parties that assist with KYC processing and document verification to meet compliance requirements.

Every third party we work with is required to meet data protection standards equal to or higher than our own. We conduct thorough periodic reviews of all our data processing partners.

International Data Transfers: If data needs to be transferred outside Malaysia, mbi98 ensures adequate safeguards are in place through appropriate data transfer agreements, in line with PDPA requirements.

5 Data Security & Protection

Protecting your personal data is mbi98's highest priority. We continuously invest in security infrastructure to keep your information safe from cyber threats and unauthorized access.

The technical security measures we employ include:

  • 256-bit SSL Encryption: All communications between your browser and mbi98's servers are protected by high-grade encryption — the same standard used by major banking institutions.
  • Stored Data Encryption: Sensitive data such as financial information and identity documents is stored in encrypted form within our databases.
  • Layered Access Control: Only specifically authorised personnel may access member personal data, and all access is logged and monitored.
  • Two-Factor Authentication (2FA): Available to all member accounts as an added layer of security during login.
  • 24/7 Monitoring: A threat detection system operates around the clock to identify and block any suspicious access attempts.
  • Regular Security Audits: mbi98 conducts regular penetration testing and security audits to identify and address any vulnerabilities.

While we take all reasonable precautions, no system can guarantee 100% absolute security. We encourage you to take personal protective measures as well, such as using a strong password and never sharing your login credentials.

6 Cookies & Tracking Technologies

Mbi98 uses cookies and similar tracking technologies to enhance your experience on our platform. Cookies are small text files stored on your device when you visit our website.

Types of cookies we use:

  • Essential Cookies: Required for core platform functions such as maintaining login sessions and security settings. These cookies cannot be disabled.
  • Performance Cookies: Collecting information about how you use the platform to help us improve our services — data is collected in aggregate and does not identify individuals.
  • Functional Cookies: Saving your preferences such as language, display settings, and game choices for a more personalized experience.
  • Analytics Cookies: Helps us understand traffic patterns and platform usage through internal analytics tools.

You can manage your cookie settings through your web browser at any time. However, disabling certain cookies may affect the functionality of some mbi98 platform features.

7 Data Retention Period

Mbi98 retains your personal data only for as long as necessary to fulfil the purpose of collection, or as required by Malaysian law. Our data retention guidelines are as follows:

  • Active Account Data: Retained for as long as your account remains active and operational on the mbi98 platform.
  • Financial Transaction Data: Retained for a minimum of 7 years after the transaction date, in line with Malaysian financial law and tax reporting requirements.
  • KYC Documents: Retained for 5 years after account closure or the period stipulated by the relevant regulatory authority.
  • Support Communication Logs: Retained for 2 years for quality control and dispute resolution purposes.
  • Closed Account Data: Following account closure, data is retained for the period required by law before being securely deleted.

Once data is no longer needed and the retention period has expired, mbi98 will delete or destroy that data using secure methods to ensure it cannot be recovered.

8 Your Rights as a Data Subject

Under Malaysia's PDPA, you have several important rights regarding the personal data held by mbi98. We fully respect these rights and provide accessible channels for you to exercise them.

9 Children's Privacy

Mbi98 strictly prohibits use of the platform by individuals under the age of 18. We do not knowingly collect any personal data from underage children or minors.

If we confirm that personal data of a child has been collected without the knowledge or consent of a parent or legal guardian, we will take immediate steps to delete that information and close the account in question. Parents or guardians who suspect their child has registered on our platform are encouraged to contact our support team immediately.

10 Amendments to the Privacy Policy

Mbi98 reserves the right to amend or update this Privacy Policy at any time to reflect changes in our practices, legal requirements, or technological developments. Any material changes will be communicated to members via a notice on the platform or by email.

The "Last Updated" date at the top of this page reflects when this Policy was most recently revised. We encourage you to review this page periodically. Your continued use of the mbi98 platform after any amendments are published constitutes your acceptance of the updated policy.

11 Contact Us About Privacy

If you have any questions, concerns, or wish to exercise your rights regarding your personal data, please contact the mbi98 Data Protection Officer through the following channels:

  • Privacy Email: [email protected]
  • Live Chat: Available 24/7 on the mbi98 platform — select the "Privacy & Data" category
  • Response Time: We aim to respond to all privacy inquiries within 5 business days

Complaints to the Authorities: If you are not satisfied with how we handle your personal data after contacting us, you have the right to lodge a complaint with the Department of Personal Data Protection Malaysia (JPDP).

Your Personal Data Rights under the PDPA

Mbi98 fully respects and upholds the rights granted to you under Malaysian data protection law.

Right of Access

You have the right to request a copy of the personal data we hold about you at any time.

Right to Rectification

You may request that we correct any inaccurate or incomplete personal data.

Right to Erasure

Under certain circumstances, you may request the deletion of your personal data from our systems.

Right to Object

You may object to the processing of your data for direct marketing purposes at any time.

Right to Restriction

You may request that we restrict the processing of your data in certain circumstances permitted by law.

Right to Portability

You have the right to receive your data in a machine-readable format for transfer to another platform.

Why Your Data Is Safe with mbi98

We don't just comply with the law — we go further to ensure your privacy is protected at every level.

256-bit SSL Encryption

Every piece of data transmitted between your device and mbi98's servers is protected by the same high-grade encryption used by Malaysia's leading banks.

Integrated & Secure KYC

Mbi98's identity verification process uses OCR technology and secure document validation. Your documents are never stored in unencrypted format.

Full PDPA Compliance

All data handling operations at mbi98 are designed to comply with Malaysia's Personal Data Protection Act 2010 — not just on paper, but in genuine day-to-day practice.

Two-Factor Authentication

2FA is available for all mbi98 accounts. Even if your password is compromised, your account stays protected with an additional verification layer through your device.

Personal Data Control

You are in full control — review, correct, or request deletion of your data through mbi98 support. We action all valid requests within 5 business days.

Regular Security Audits

Mbi98 conducts regular penetration testing and security audits to identify weaknesses before they can be exploited — your data is under active monitoring at all times.

Your Data is Safe — Join mbi98 with Full Confidence

Over 500,000 Malaysian members trust mbi98 with their personal data. Register today and experience a safe, transparent, and responsible entertainment platform firsthand.

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